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March, 2010:

Volunteer Vednesday!

In honor of this rainy day (where did that fantastic sun go??), I figured I’d try to drum up some inspiration with some quotes on volunteering. Without further ado…

“Never doubt that a small group of thoughtful, committed citizens can change the world; indeed, it’s the only thing that ever has.”
Margaret Mead

“Service to others is the payment you make for your space here on earth.”
Mohammed Ali

“One is not born into the world to do everything but to do something.”
Henry David Thoreau, poet, writer, philosopher

“Volunteers are the only human beings on the face of the earth who reflect this nation’s compassion, unselfish caring, patience, and just plain love for one another.”
Erma Bombeck

(more…)

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Great Moments in Cheapery: Second-Hand Jeans, Crappy Beer, and Hot Dog Cuisine

For those of you who missed it last time, I’m experimenting with having a regular mailbag around here, so I don’t always have to come up with my own ideas for posts. The first feature is “Great Moments in Cheapery,” which is exactly what it sounds like: you send in your best stories about the lengths you’ll go to save money, and I’ll judge you.

Our first correspondent is Emily, a stylish girl with a dark secret:

Hate to admit this, but my favorite jeans are usually priced around $175-$200…So to get around that, I try them on at Saks, and then go on eBay and find them for $20-$30 new or gently worn. Great shopping secret, although not sure how proud I am of that.

The jeans I’m wearing right now cost me $17 at Target, so the idea of paying $200 for a pair is mind-boggling to me. But let’s be honest: when it comes to jeans, expectations are different for men and women. Watch any commercial for men’s jeans, and they go out of their way to avoid any mention of high fashion; instead it’s all “rugged” and “relaxed fit” and “Brett Favre playing football in his backyard.” If these commercials are to be believed, men’s jeans are designed for wrestling cattle and pitchforking bales of hay, or whatever it is they do out west of 495. They’re pants for the working man, and priced accordingly.

Women, on the other hand, are practically expected to spend hundreds in search of “the perfect pair” – I saw an article a few years ago about a pair of women’s jeans that cost thousands of dollars because they supposedly made your ass look perfect (presumably determined after rigorous testing by the nation’s preeminent ass scientists). So while a guy who spends more than $40 on jeans is violating some unwritten rule of masculinity (where do you think the term “fancy pants” comes from?), women like Emily are made to feel guilty for spending a reasonable amount of money on a very basic article of clothing.

So I salute you, Emily, for breaking through the denim ceiling that forces women to spend half their paychecks on pants. As long as they pass the smell test, I wholeheartedly endorse the jeans-on-eBay strategy.

Next up is Samantha, who buys her beer by the gallon:

I live in Southie and my roommates and I threw a big party last weekend for St. Patty’s Day.  We went to order the keg and were faced with some options.  It came down to the Natty keg for $50 or the Bud Light keg for $90.  We decided to go with Natty but planned on telling everyone it was Bud Light.  The funny part is nobody asked nor did they seem to care.  Cheapery paid off… way to go, Natty.

As an occasional beer snob I like to say that Bud, Natty, and all the other cheap beers taste alike; but as a recent college graduate, the truth is that I have my preferences. PBR is probably the best (and I liked it before it became cool with all the hipsters, which I realize is exactly the kind of thing a hipster would say), followed by Miller Lite, which is a tiny step above Bud, which is a bit better than Coors, which is a few steps ahead of Natty, which somehow manages to be significantly better than Milwaukee’s Best.

But this is all an academic exercise, and the truth is that I probably couldn’t tell the difference in a blind taste test – which is to say that any slight difference that may exist between Bud Light and Natty was certainly not worth $40. Good call, Sam.

Our final letter comes from Kenny, who has a taste for the finer things in life:

Good Sir, I submit to you a photo of…

Hot Dog Fried Rice

hot dog

Recipe: Not important, except for the fact that I bought the 8 pack of the cheapest hot dogs I could find at the Comm. Ave Shaw’s. I think it was less than two bucks.

I ate all of it. I haven’t cooked it since.

This one brought back memories. When I moved out of my parents’ house and had to start cooking my own meals, one of the first “dishes” I prepared was hot dog fettuccine alfredo. It was positively appalling. Hot dogs are great on their own, but there’s a reason they’ve never been the secret ingredient on Iron Chef.

Anyway, Kenny’s email gave me an idea: why not start featuring a budget-friendly recipe at the end of every blog? I’ve got a few of my own that I can offer, but I’d much rather hear some of yours, since my repertoire is still pretty limited. So send in your cheap-but-tasty recipes to onein3tips@gmail.com and I’ll post the best ones in this space. And keep sending in your cheapery stories to the same address, and I’ll keep posting ‘em.

Finally, thanks to everyone who sent in stories. I’ll see you next week.

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Tell Me Tuesday…Represent your 'hood

Happy Tuesday my fabulous ONEin3ers.  Believe it our not, since our neighborhood reflections have been posted we have had people write in about their neighborhoods unprompted.  As a result, we thought for this week’s Tell Me Tuesday, we will post our favorite submission and ask the question, “what is your favorite thing(s) about your neighborhood?”

Please enjoy the following from the fabulous ONEin3er Emily Knight and LeighAnn Schwartz:

Although I agree with most of what Devin has to say about Charlestown, especially about the nines, I believe the North End may actually be the best place to live in the city.  I chose to put my retort in the form of a top ten list:

1. The Feasts – Gorging on rice balls and meat sticks from sun-up to sun-down for six straight weekends in the summer, is a pretty sweet diet.

2. Bocce Courts – What’s better than sharing Vino, not Birra, with 80 year old semi-professional rollers?

3. Pastries – specifically Pistachio Macaroons – you can get cakes and cookies anywhere in the city, but macaroons are a true north end luxury.

4. The North End Pool – Easily the greatest people watching spot in the city.  Just make sure to bring your own chair, you don’t want to start any turf wars.

5. Young, hip boutiques – Aquire, Shake the Tree, Velvet Fly, in-jean-ious, casa di stile, Bobbles & Lace, Twighlight Boutique, just to name a few

6. Free Wednesday Movie Nights in the Park – watching Mama Mia with a bunch of North End residents singing and dancing, and drinking lemoncello on a hot summer night is unbeatable.

7. Window Neighbors – i.e. my first floor neighbor, who doubles as my landlord’s godmother, and consequently hangs out the window chatting with his parents who conveniently live just across the street.

8. History? You want History – Paul Revere’s house, “Downtown Boston’s oldest building”[1] is still standing a few short steps from just about anywhere in the North End.

9. Free Food – Yea, we have that too, but we don’t have wimpy popcorn or cheese and crackers. No, the north end is full of Italians that want you to EAT, so there is free pizza night on Mondays and Wednesdays, and all you can eat Pasta Tuesdays. Chew on that….

10. Secret clubs / Societies – they exist, but that’s all I can tell you.


[1] The Paul Revere House, “Paul Revere’s Home,” http://www.paulreverehouse.org

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iphones, taxes, and prenups get the 411 from ONEin3 Money

Oh, why hello my ONEin3ers. Devin and I have been slacking lately. We know. I have been doing super cool things, being in Northern California, while Devin has been watching the NCAA Basketball on the floor of his apartment in a blue Snuggie.  We were going to live blog about the Tournament but the games were too good.

Enough with the excuses though…we are back in action with a fabulous Mo’ Money Monday.

About two years ago I graduated from Colby and my dad directed me towards the “I will teach you to be rich” website, written by genius Ramit Sethi. One of his articles explained the percentage of your paycheck that would go towards buying an iphone (he went into the increase phone bill, ect). After reading this article I thought to myself that I would never buy an iphone even though I was making a decent salary. However, when my loving mother gave me one for my birthday last year I was thrilled to escape the $300 price tag.

On my ski trip this past week, after about an hour of snowboarding, I realized that my iphone was no longer in its designated pocket. After becoming best friends with the lost and found women on the base and top of the mountain sadly we had found zero iphones by the end of the day. I then returned to the cabin and went on facebook to find that the thief had gone into my facebook application and written obscene things on my wall. To make a long story short, a new iphone needed to be purchased  with a portion of my $0 a year graduate student salary. My financial woes continue.

Anyhooo….thanks for listening to my misfortunes….here is your money roll for Mo’ Money Mondays:

2010 Tax Planning Guide

What the Credit CARD Act Means for You

NECN: Financial planning for students, seniors, and tax time

NECN Ask Jennifer: paying for an attorney, college loans and Roth Contributions

NECN Ask Jennifer: Filing for foreclosure, prenuptial agreements

That’s it for now my fabulous money conscious ONEin3ers.  Check in tomorrow for a fabulous Tell Me Tuesday…there will a guest writer, top ten list, and a chance to represent your respective neighborhood…SO GET EXCITED!!!!

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