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Posts under ‘How To’

The Seven Deadly Credit Sins To Avoid at All Costs

The seven deadly credit sins: they all represent some form of default on a credit obligation. And while this is certainly not an exhaustive list of items that can damage your FICO scores, it’s a very good list to avoid.

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Do You Really Need a Car In America?

After all, this is America: land of the freeways and home of the SUVs. Without a car, whatever would you do? How do you get from point A to point B, with distances so large and public transportation so scarce in most parts of the country, urban or suburban?

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A Banker Gives You the Scoop on Balance Transfers

At first glance, it seems like a good idea: you open a credit card with a low interest rate and transfer all of your balances from high-interest accounts to that one card. By consolidating you both simplify and lower your payments. But with credit card companies, if it sounds easy and like it’s a customer benefit, it’s probably neither. I should know: I used to work in credit.

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How Do I Tell My Girlfriend That I’m Broke? Mint Answers

How do I tell my girlfriend that I’m broke? What do you think about overdraft protection? What free services do you use?

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